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How adopting standardized TRID fee names can be a competitive advantageSubscriber Access OnlyHow adopting standardized TRID fee names can be a competitive advantage
Tuesday, July 7, 2026
With more than 200 different fee names in circulation complicating the real estate process, MISMO President Brian Vieaux told Dodd Frank Update his case for why standardization is a competitive advantage for mortgage providers.
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Banks urge top New York court to dismiss Zelle lawsuitSubscriber Access OnlyBanks urge top New York court to dismiss Zelle lawsuit
Tuesday, July 7, 2026
Six of the country’s largest financial trade associations filed an amicus brief urging the New York Supreme Court to dismiss a lawsuit against Earning Warning Services, the company that operates the electronic payment platform Zelle, for allegedly failing to protect its users from fraud.
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Defining goals, importance of vulnerability addressedSubscriber Access OnlyDefining goals, importance of vulnerability addressed
Tuesday, July 7, 2026
For this month’s installment of appraiser tips and business growth strategies from Dustin Harris, “The Appraiser Coach,” the industry veteran shares thoughts from his blog posts “Define What You Want” and “The Importance of Vulnerability.”
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House introduces latest SAFE Banking Act iteration
Thursday, July 2, 2026
Newly introduced legislation authorizing banks to legally finance state-licensed cannabis businesses represents the latest in a long line of attempts to create such a “safe harbor” for financial institutions over the past seven years.
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MISMO aligns data exchange guidance with new credit scoring framework
Tuesday, July 7, 2026
MISMO, the real estate finance industry’s standards organization, announced the release of updated guidance for its “Mortgage Insurance Implementation Guide” on July 2. The guide was designed to provide a standardized framework for the data requirements necessary for lenders and mortgage insurers to exchange information electronically.
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Clear Capital integrates with MeridianLink
Tuesday, July 7, 2026
Clear Capital, a provider of real estate analytics, data solutions and valuation technology, recently announced that its platform will be integrated with MeridianLink.
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Why the Slaughter, Cook rulings could impact mortgage pricingSubscriber Access OnlyWhy the Slaughter, Cook rulings could impact mortgage pricing
Thursday, July 2, 2026
Multiple legal experts agree the Supreme Court’s rulings in Trump v. Slaughter and Trump v. Cook will exacerbate the regulatory whipsaw effect compliance teams dread every political election cycle. MAXEX General Counsel John Levonick told Dodd Frank Update why they could also impact mortgage pricing.
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Are appraisers considering career shifts in light of UAD 3.6?Subscriber Access OnlyAre appraisers considering career shifts in light of UAD 3.6?
Thursday, July 2, 2026
The arrival of UAD 3.6 may be forcing many seasoned appraisers to consider a career decision, according to Triangle Appraisal Group Chief Marketing Officer Rachel Mann. Dodd Frank Update spoke with Mann, who noted appraisers must demonstrate a smooth transition to UAD 3.6 to stay competitive.
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Nonbank mortgage lender could face legal action after data breachSubscriber Access OnlyNonbank mortgage lender could face legal action after data breach
Thursday, July 2, 2026
Days after Plaza Home Mortgage confirmed it had been subject to a data breach, the San Diego-based nonbank mortgage lender faced the prospect of class action lawsuits from affected individuals.
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FHFA releases historical GSE credit score data
Thursday, July 2, 2026
The Federal Housing Finance Agency released historical credit score data held by Fannie Mae and Freddie Mac on July 1 to help facilitate industry adoption of the secondary mortgage market’s “modernized” scoring framework.
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apprAIz is among first five vendors approved by GSEs for UAD 3.6
Thursday, July 2, 2026
apprAIz, an appraisal technology company specializing in artificial intelligence (AI)-powered software, recently announced that its appraisal platform, valurAIz, has been approved by Fannie Mae and Freddie Mac for the new UAD 3.6 specifications.
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Supreme Court overrules long-standing limit on presidential authoritySubscriber Access OnlySupreme Court overrules long-standing limit on presidential authority
Tuesday, June 30, 2026
Former federal regulators David Friend and Mike Silver spoke with Dodd Frank Update about the ramifications of the Supreme Court’s rulings that struck down a 91-year-old legal precedent limiting the president’s constitutional authority over independent agencies.
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What is the equation for an effective referral business in today’s housing market?Subscriber Access OnlyWhat is the equation for an effective referral business in today’s housing market?
Tuesday, June 30, 2026
Cash buyers are surging, baby boomers dominate the housing market and first-time homebuyers have never made up a smaller share of recent purchases. Panelists at the National Settlement Services Summit in Kansas City agreed that despite ongoing inventory and affordability challenges, tighter collaboration between lenders, builders and settlement partners is what ultimately improves the consumer experience and drives referral business to title agencies.
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Monthly Newsletter

Dodd Frank Update July 2026

Cover Story:

Trump refuses to sign massive housing reform bill until SAVE Act passes


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