Comprehensive news and analysis of the Dodd-Frank Act

Senate questions Vought during CFPB semi-annual report hearing

Friday, July 17, 2026

The Senate Banking Committee had no shortage questions for Russ Vought in his first and last semi-annual report to Congress as acting director of the Consumer Financial Protection Bureau.

AMC executive discusses what reverse mortgage professionals need to keep in mind in today’s market

Friday, July 17, 2026

Like other segments of the broader housing industry, the appraisal space is rapidly evolving through consolidation, technology adoption and federal policy shifts. Atlas VMS CEO Erik Morin talks to Dodd Frank Update about what reverse mortgage professionals should be mindful of as they work to close deals.

California governor appoints former CFPB director as secretary of new consumer services agency

Friday, July 17, 2026

Gov. Gavin Newsom (D-Calif.) appointed Rohit Chopra as secretary of California’s new Business and Consumer Services Agency, bringing one of the nation’s most prominent consumer protection leaders to California state government.

Senators press Vought on unspent affordable housing construction funds

Friday, July 17, 2026

Twenty-three senators wrote to Office of Management and Budget Director Russ Vought on June 30, urging him to order the immediate release of approximately $750 million earmarked for addressing the lack of affordable housing supply in the country.

Friday, July 17, 2026

The Federal Reserve offered details about the five task forces the agency is forming to examine areas central to its monetary policy goals. Fed Chairman Kevin Warsh announced the agency’s intention to establish these task forces following the Federal Open Markets Committee’s June vote on interest rates.

Friday, July 17, 2026

Three federal financial regulatory agencies issued joint guidance on July 13, addressing lenders’ credit risk management obligations when extending credit to borrowers who lack authorization to work in the United States.

CFPB maps route to further narrowing regulatory scope in new Unified Agenda

Tuesday, July 14, 2026

The Consumer Financial Protection Bureau released its 2026 Unified Agenda, providing mortgage lenders and other covered entities an outline of the agency’s rulemaking priorities for the coming months. Dodd Frank Update sought expert insight about what the agenda says about the bureau's direction.

Court grants joint stay request in NTEU v. CFPB pending director confirmation

Tuesday, July 14, 2026

A federal judge granted a partial stay of litigation over the Consumer Financial Protection Bureau’s reduction-in-force order pending the confirmation of Brian Johnson as the agency’s new permanent director.

Landmark housing reform bill becomes law without president’s signature

Tuesday, July 14, 2026

The 21st Century ROAD to Housing Act went into effect one minute after midnight on July 11 without a signature or a veto from President Donald Trump. The expansive, bipartisan housing reform bill is only one of a handful since 1970 to become law in this fashion.

Appraiser, economist discusses further an appraiser’s role, the PAVE effect on the market

Tuesday, July 14, 2026

In Part II of our conversation with McKissock Learning’s Kevin Hecht, we learned his thoughts on more roles an appraiser plays, as well as how the Property Appraisal and Valuation Equity Task Force recommendations strengthened the guardrails against discrimination to ensure fair market participation.

Tuesday, July 14, 2026

ODNB Financial Corp. and National Capital Bancorp, Inc., announced that they have entered into a definitive merger agreement pursuant to which NACB will merge into ODNB, with ODNB surviving as the bank holding company.

TRID architects break down CFPB inquiry on impact of disclosure requirements

Thursday, July 9, 2026

Consumer Financial Protection Bureau’s request for information about the impact of its TILA-RESPA Integrated Disclosure rule on mortgage credit availability raised several pointed questions. Dodd Frank Update asked two former CFPB senior counsels for some equally sharp insight.

Economist examines housing demand as FOMC remains concerned about inflation

Thursday, July 9, 2026

The Federal Open Markets Committee did not refute or affirm predictions about future interest rate movements at its June meeting. First American Deputy Chief Economist Odeta Kushi told Dodd Frank Update that despite sub-optimal inflationary conditions, there is still considerable demand for housing.