Securitization

Quality control experts from Fannie Mae and Freddie Mac shared insights about the trends they are seeing among performing and non-performing loans while speaking at the Mortgage Bankers Association’s 2025 Compliance and Risk Management Conference in late September. Read on »

The Federal Housing Finance Agency announced the withdrawal of proposed rules setting liquidity requirements for the government-sponsored enterprises and establishing credit limits for the Federal Home Loan Banks. Read on »

The Senate Banking Committee met to discuss bipartisan legislation proposing reforms to the federal framework around the Deposit Insurance Fund, including the potential trade-offs entailed with calls to raise deposit limits with respect to financial institutions, small businesses and taxpayers. Read on »

Identifying possible “loopholes” in legislation establishing legal standards around stablecoins, scores of banking advocacy groups presented lawmakers a series of recommendations for addressing industry concerns before its scheduled implementation in January 2027. Read on »

The Federal Housing Finance Agency issued a directive requiring Fannie Mae and Freddie Mac to develop proposals for incorporating cryptocurrency into single-family mortgage loan risk assessments. The agency hopes this will help to promote sustainable homeownership. Read on »

President Donald Trump has vowed to end the conservatorship of Fannie Mae and Freddie Mac, drawing concerns and criticism from some lawmakers about the lack of details about how the administration plans on doing so and the potential impact to the mortgage market and the broader financial system. Read on »

As part of the government-sponsored enterprise’s ongoing effort to reduce its retained mortgage portfolio, Fannie Mae announced plans for its latest sale of non-performing loans. Read on »

The Federal Housing Finance Agency detailed its strategic plans to expand affordable housing opportunities for underserved communities through efforts to be undertaken by government-sponsored enterprises Fannie Mae and Freddie Mac over the next three years. Read on »

TD Bank pleaded guilty to felony charges and agreed to pay $3 billion in penalties to settle anti-money laundering (AML) violations levied by federal regulators and law enforcement agencies. In light of the detrimental impact to the U.S. financial system and the widespread illicit activity enabled by the bank’s negligence, federal officials coordinated the largest AML settlement in U.S. history. Read on »

The Securities and Exchange Commission reached a $10 million settlement with The Intercontinental Exchange, Inc. for its failure to timely notify legal and compliance officials about a system intrusion. As a result, nine wholly-owned subsidiaries, including the New York Stock Exchange, were unable to fulfill their timely reporting requirements regarding the cyber incident. Read on »