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CFPB publishes annotated LE, CD with TILA citations
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The TRID Journey
Friday, May 13, 2016
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Pay attention to the Consumer Financial Protection Bureau’s recent annotated Loan Estimates and Closing Disclosures, which contain citations to disclosure provisions in the Truth in Lending Act. The citations suggest that the bureau may intend to expand the statutory authority for the form to increase the potential civil liability under the TILA-RESPA Integrated Disclosure rule (TRID, or Know Before You Owe), according to Attorney Richard Horn, who led the final rulemaking while a senior counsel and special advisor at the bureau.
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